Insurance

Travel Insurance

We believe that your safety and enjoyment when travelling overseas with us is very important.  As more remote countries become accessible you need the confidence of a Travel Insurance Scheme that provides protection against circumstances that could spoil the trip. This includes not only protection whilst you are away from your home, but equally important is the risk of having to cancel prior to departure.

We have arranged travel insurance with specialist Insurance Brokers Campbell Irvine, underwritten by the UK’s largest travel insurer, AXA Insurance (UK) plc*. The cover includes a 24-Hour Worldwide Emergency Medical Service who are experts in providing friendly and professional emergency help.

To arrange cover or to obtain a quotation, please contact Campbell Irvine:

Travel Insurance Summary of Cover
(Sums Insured are per insured person)

A Medical Expenses £5,000,000 In Patient Benefit £10 per day up to £ 200 Criminal injuries £100 per day up to £ 5,000 Personal Liability £2,000,000	D Delayed Departure or Arrival Either compensation up to £100 OR cancellation after 12 hours up to £1,000 Hi-jack of Aircraft £100 per day up to £3,000 Failure of flight connections £25 per day up to £150 Interruption of Transport £300
B Personal Accident £25,000 Permanent Loss of Sight £25,000 Loss of Limb(s) £25,000 Permanent Total Disablement £25,000 Death £10,000	E Personal Effects £2,000 (Valuables limited to £350) (Single Article limit £250) (Disc Collections £200) Money £500 Tickets £1,000 Passport and Visas £250
C Cancellation or Curtailment £3,000	F Legal Expenses £15,000 G Winter Sports Optional

If the cost of your trip exceeds £3,000 per person, please contact Campbell Irvine for a quotation.

• 14 day money back cooling off period

• Insured by Axa Insurance the UK’s largest travel insurer

IMPORTANT

This is only a summary of cover, full details of the cover provided are shown on your policy document which will be sent to you once the appropriate premium has been paid. Please read it carefully to ensure you understand the cover provided which is offered on a Non Advised basis from a single insurer, Axa Insurance UK Plc.

The policy includes certain terms conditions, exclusions and excesses. In particular cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends are suffering. If in doubt please contact the medical helpline in confidence on 0844 892 0954, as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-existing medical conditions.

Should you wish a specimen, a copy will be made available prior to purchase upon request or alternatively a copy is available for download from the Campbell Irvine Website. The policy contains a 14 day Cooling Off Period and details of how to make a claim and who to contact in the event of a medical emergency.

*Registered in England. No. 78950. Registered Office, 5 Old Broad, London EC2N 1AD. A member of the AXA Group of Companies. AXA Insurance UK plc. Registration No 202312. Both Campbell Irvine Ltd and Axa Insurance are authorised and regulated by the Financial Services Authority. This can be checked on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/registeror by contacting them on 0845 606 1234. Time for Travel has applied to be an Introducer Appointed Representative of Campbell Irvine Ltd with effect from 1^st January 2009.